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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,661 | $167,362+175.2% | $143,799+220.4% | $134,532+242.4% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -16.65% | 0.47%-17.1pp | -0.04%-16.6pp | 418.27%-434.9pp |
| Employer contribution / active EE | $5,224 | $5,620-7.1% | $4,952+5.5% | $4,741+10.2% |
| Participant deferral / active EE | $13,725 | $6,447+112.9% | $5,638+143.4% | $6,401+114.4% |
| Admin fee / account holder | $3,466 | $18,094-80.8% | $14,677-76.4% | $11,429-69.7% |