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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,560 | $209,425+47.3% | $178,499+72.9% | $158,966+94.1% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 9.92% | 188.80%-178.9pp | 151.10%-141.2pp | 302.95%-293.0pp |
| Employer contribution / active EE | $4,216 | $5,707-26.1% | $5,011-15.9% | $4,762-11.5% |
| Participant deferral / active EE | $10,212 | $5,955+71.5% | $5,202+96.3% | $5,983+70.7% |
| Admin fee / account holder | $3,074 | $17,078-82.0% | $13,986-78.0% | $11,250-72.7% |