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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,045 | $106,008-76.4% | $92,240-72.8% | $147,586-83.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 11.99% | 50.05%-38.1pp | 176.29%-164.3pp | 578.59%-566.6pp |
| Employer contribution / active EE | $5,035 | $4,333+16.2% | $3,680+36.8% | $4,876+3.2% |
| Participant deferral / active EE | $3,414 | $4,478-23.8% | $3,897-12.4% | $5,439-37.2% |
| Admin fee / account holder | $5,148 | $6,333-18.7% | $5,194-0.9% | $10,886-52.7% |