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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,665 | $142,392-89.0% | $119,622-86.9% | $134,532-88.4% |
| Participation rate | 70.0% | 82.8%-12.8pp | 79.3%-9.3pp | 81.2%-11.2pp |
| Annual return | 0.00% | -12.46%+12.5pp | -14.98%+15.0pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,500 | $5,224-52.2% | $4,232-40.9% | $4,741-47.3% |
| Participant deferral / active EE | $4,668 | $6,467-27.8% | $5,601-16.6% | $6,401-27.1% |
| Admin fee / account holder | $1,621 | $13,593-88.1% | $10,328-84.3% | $11,429-85.8% |