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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,584 | $114,119-84.6% | $107,187-83.6% | $138,895-87.3% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | -0.45% | 273.21%-273.7pp | 204.55%-205.0pp | 145.39%-145.8pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,314 | $5,538-76.3% | $5,096-74.2% | $6,396-79.5% |
| Admin fee / account holder | $2,580 | $10,024-74.3% | $9,162-71.8% | $12,562-79.5% |