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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,605 | $175,231-43.7% | $149,696-34.1% | $139,466-29.3% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 8.07% | 166.77%-158.7pp | 134.46%-126.4pp | 373.66%-365.6pp |
| Employer contribution / active EE | $15,642 | $5,478+185.5% | $4,821+224.5% | $4,754+229.0% |
| Participant deferral / active EE | $511 | $6,521-92.2% | $5,682-91.0% | $6,712-92.4% |
| Admin fee / account holder | $6,135 | $16,155-62.0% | $13,212-53.6% | $11,409-46.2% |