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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,829 | $202,342-67.5% | $172,753-61.9% | $152,909-56.9% |
| Participation rate | 77.8% | 87.1%-9.3pp | 82.6%-4.9pp | 82.5%-4.7pp |
| Annual return | 3.13% | 1029.88%-1026.7pp | 803.00%-799.9pp | 345.46%-342.3pp |
| Employer contribution / active EE | $4,977 | $5,857-15.0% | $5,144-3.3% | $4,764+4.5% |
| Participant deferral / active EE | $3,091 | $5,948-48.0% | $5,198-40.5% | $5,851-47.2% |
| Admin fee / account holder | $366 | $17,112-97.9% | $13,956-97.4% | $11,601-96.8% |