Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,099 | $65,092-67.6% | $143,799-85.3% | $66,938-68.5% |
| Participation rate | 19.2% | 65.2%-46.0pp | 80.3%-61.1pp | 69.8%-50.6pp |
| Annual return | -20.20% | -11.14%-9.1pp | -0.04%-20.2pp | 1.58%-21.8pp |
| Employer contribution / active EE | $31 | $2,362-98.7% | $4,952-99.4% | $2,545-98.8% |
| Participant deferral / active EE | $1,250 | $2,920-57.2% | $5,638-77.8% | $4,238-70.5% |
| Admin fee / account holder | $4,696 | $502+834.6% | $14,677-68.0% | $594+691.1% |