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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,689 | $181,896-52.3% | $156,551-44.6% | $273,972-68.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -0.86% | 30.74%-31.6pp | 32.23%-33.1pp | 41.46%-42.3pp |
| Employer contribution / active EE | $4,811 | $6,248-23.0% | $5,501-12.5% | $4,869-1.2% |
| Participant deferral / active EE | $5,836 | $5,550+5.1% | $4,871+19.8% | $5,287+10.4% |
| Admin fee / account holder | $11,819 | $15,560-24.0% | $13,028-9.3% | $10,133+16.6% |