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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,300 | $168,635-44.1% | $147,617-36.1% | $125,389-24.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.12% | 77.65%-77.8pp | 61.98%-62.1pp | 282.24%-282.4pp |
| Employer contribution / active EE | $4,697 | $6,252-24.9% | $5,564-15.6% | $4,866-3.5% |
| Participant deferral / active EE | $5,192 | $5,507-5.7% | $4,895+6.1% | $5,352-3.0% |
| Admin fee / account holder | $784 | $13,580-94.2% | $11,612-93.2% | $9,541-91.8% |