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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,877 | $198,457-73.4% | $170,435-69.0% | $147,586-64.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.01% | 257.30%-242.3pp | 205.94%-190.9pp | 578.59%-563.6pp |
| Employer contribution / active EE | $21,352 | $6,183+245.3% | $5,432+293.0% | $4,876+337.9% |
| Participant deferral / active EE | $14,787 | $5,629+162.7% | $4,939+199.4% | $5,439+171.9% |
| Admin fee / account holder | $422 | $16,852-97.5% | $13,881-97.0% | $10,886-96.1% |