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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,390 | $135,645-59.2% | $110,243-49.8% | $135,379-59.1% |
| Participation rate | 45.5% | 83.5%-38.0pp | 79.8%-34.4pp | 82.6%-37.2pp |
| Annual return | -11.80% | 513.24%-525.0pp | 314.76%-326.6pp | 519.79%-531.6pp |
| Employer contribution / active EE | $2,994 | $4,907-39.0% | $3,827-21.8% | $4,779-37.4% |
| Participant deferral / active EE | $4,890 | $5,507-11.2% | $4,672+4.7% | $5,609-12.8% |
| Admin fee / account holder | $140 | $11,458-98.8% | $8,548-98.4% | $10,828-98.7% |