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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,230 | $115,903-53.2% | $100,528-46.1% | $158,966-65.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 24.26% | 34.80%-10.5pp | 30.90%-6.6pp | 302.95%-278.7pp |
| Employer contribution / active EE | $7,078 | $4,105+72.4% | $3,419+107.0% | $4,762+48.6% |
| Participant deferral / active EE | $6,611 | $6,677-1.0% | $6,271+5.4% | $5,983+10.5% |
| Admin fee / account holder | $840 | $11,000-92.4% | $8,084-89.6% | $11,250-92.5% |