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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,331 | $105,856-26.0% | $90,161-13.1% | $147,586-46.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 105.87% | 37.63%+68.2pp | 34.89%+71.0pp | 578.59%-472.7pp |
| Employer contribution / active EE | $17,049 | $4,126+313.2% | $3,318+413.8% | $4,876+249.6% |
| Participant deferral / active EE | $18,701 | $5,733+226.2% | $5,287+253.7% | $5,439+243.9% |
| Admin fee / account holder | $11,357 | $8,046+41.1% | $5,943+91.1% | $10,886+4.3% |