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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,366 | $180,028-32.6% | $138,135-12.1% | $158,982-23.7% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 20.00% | 21.68%-1.7pp | 20.51%-0.5pp | 302.99%-283.0pp |
| Employer contribution / active EE | $10,995 | $7,470+47.2% | $5,587+96.8% | $4,763+130.9% |
| Participant deferral / active EE | $6,010 | $7,717-22.1% | $6,431-6.6% | $5,983+0.4% |
| Admin fee / account holder | $770 | $17,912-95.7% | $11,856-93.5% | $11,252-93.2% |