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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,644 | $81,870-56.5% | $119,634-70.2% | $68,490-48.0% |
| Participation rate | 70.9% | 71.9%-1.0pp | 79.3%-8.3pp | 67.9%+3.0pp |
| Annual return | -19.26% | -23.82%+4.6pp | -14.98%-4.3pp | -7.85%-11.4pp |
| Employer contribution / active EE | $2,535 | $2,692-5.8% | $4,232-40.1% | $2,597-2.4% |
| Participant deferral / active EE | $5,333 | $4,148+28.6% | $5,601-4.8% | $4,028+32.4% |
| Admin fee / account holder | $2,385 | $6,583-63.8% | $10,329-76.9% | $5,403-55.9% |