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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,915 | $99,994-55.1% | $146,643-69.4% | $85,847-47.7% |
| Participation rate | 69.6% | 73.1%-3.5pp | 80.1%-10.5pp | 69.3%+0.2pp |
| Annual return | 15.54% | 18.93%-3.4pp | 22.75%-7.2pp | 318.61%-303.1pp |
| Employer contribution / active EE | $2,646 | $2,559+3.4% | $4,137-36.0% | $2,565+3.1% |
| Participant deferral / active EE | $5,750 | $4,006+43.5% | $5,506+4.4% | $3,952+45.5% |
| Admin fee / account holder | $6,514 | $7,703-15.4% | $10,280-36.6% | $6,261+4.0% |