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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,800 | $251,004-78.6% | $191,597-71.9% | $138,895-61.3% |
| Participation rate | 84.6% | 82.4%+2.3pp | 76.9%+7.7pp | 79.9%+4.7pp |
| Annual return | 14.51% | 31.05%-16.5pp | 27.07%-12.6pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,786 | $6,226-71.3% | $5,025-64.5% | $4,194-57.4% |
| Participant deferral / active EE | $2,668 | $8,154-67.3% | $6,850-61.1% | $6,396-58.3% |
| Admin fee / account holder | $952 | $31,471-97.0% | $22,799-95.8% | $12,562-92.4% |