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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,880 | $138,114-34.2% | $125,391-27.5% | $134,545-32.5% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -18.14% | 750.88%-769.0pp | 572.41%-590.6pp | 418.37%-436.5pp |
| Employer contribution / active EE | $3,624 | $5,246-30.9% | $4,816-24.8% | $4,742-23.6% |
| Participant deferral / active EE | $9,624 | $7,801+23.4% | $7,448+29.2% | $6,401+50.3% |
| Admin fee / account holder | $551 | $11,570-95.2% | $10,009-94.5% | $11,431-95.2% |