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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,290 | $165,399-46.0% | $149,745-40.4% | $158,982-43.8% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 13.69% | 348.34%-334.6pp | 276.72%-263.0pp | 302.99%-289.3pp |
| Employer contribution / active EE | $3,937 | $5,105-22.9% | $4,646-15.3% | $4,763-17.3% |
| Participant deferral / active EE | $11,889 | $7,183+65.5% | $6,843+73.7% | $5,983+98.7% |
| Admin fee / account holder | $438 | $10,811-96.0% | $9,312-95.3% | $11,252-96.1% |