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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,519 | $138,075-38.1% | $123,552-30.8% | $135,379-36.8% |
| Participation rate | 53.3% | 84.7%-31.4pp | 82.3%-29.0pp | 82.6%-29.3pp |
| Annual return | -6.65% | 153.70%-160.3pp | 119.20%-125.9pp | 519.79%-526.4pp |
| Employer contribution / active EE | $1,338 | $5,152-74.0% | $4,628-71.1% | $4,779-72.0% |
| Participant deferral / active EE | $4,314 | $6,800-36.6% | $6,426-32.9% | $5,609-23.1% |
| Admin fee / account holder | $184 | $10,917-98.3% | $9,285-98.0% | $10,828-98.3% |