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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,574 | $103,000+48.1% | $90,300+69.0% | $152,885-0.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 26.22% | 95.19%-69.0pp | 78.11%-51.9pp | 345.39%-319.2pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $2,854-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $21,640 | $4,281+405.5% | $3,884+457.1% | $5,851+269.9% |
| Admin fee / account holder | $493 | $6,173-92.0% | $5,353-90.8% | $11,598-95.7% |