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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,700 | $98,776-24.4% | $149,745-50.1% | $79,856-6.5% |
| Participation rate | 60.5% | 75.8%-15.3pp | 82.5%-22.0pp | 69.6%-9.1pp |
| Annual return | 20.79% | 27.38%-6.6pp | 276.72%-255.9pp | 31.71%-10.9pp |
| Employer contribution / active EE | $2,633 | $3,217-18.2% | $4,646-43.3% | $2,471+6.6% |
| Participant deferral / active EE | $6,039 | $5,681+6.3% | $6,843-11.8% | $3,741+61.4% |
| Admin fee / account holder | $1,100 | $6,053-81.8% | $9,312-88.2% | $5,306-79.3% |