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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,893 | $89,370-9.5% | $141,197-42.7% | $72,976+10.8% |
| Participation rate | 64.3% | 75.1%-10.8pp | 82.5%-18.2pp | 69.5%-5.2pp |
| Annual return | 31.65% | 111.88%-80.2pp | 71.41%-39.8pp | 81.02%-49.4pp |
| Employer contribution / active EE | $2,777 | $3,115-10.9% | $4,736-41.4% | $2,440+13.8% |
| Participant deferral / active EE | $6,459 | $5,419+19.2% | $6,710-3.7% | $3,608+79.0% |
| Admin fee / account holder | $7,480 | $5,957+25.6% | $10,265-27.1% | $5,124+46.0% |