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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,042 | $118,496+70.5% | $98,461+105.2% | $139,466+44.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 18.87% | 18.96%-0.1pp | 21.17%-2.3pp | 373.66%-354.8pp |
| Employer contribution / active EE | $324 | $3,611-91.0% | $3,049-89.4% | $4,754-93.2% |
| Participant deferral / active EE | $6,003 | $5,393+11.3% | $4,738+26.7% | $6,712-10.6% |
| Admin fee / account holder | $1,158 | $14,056-91.8% | $8,961-87.1% | $11,409-89.9% |