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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,797 | $103,008-92.4% | $90,304-91.4% | $152,897-94.9% |
| Participation rate | 91.7% | 75.9%+15.8pp | 73.3%+18.4pp | 82.5%+9.2pp |
| Annual return | 21.01% | 95.22%-74.2pp | 78.13%-57.1pp | 345.43%-324.4pp |
| Employer contribution / active EE | $556 | $3,139-82.3% | $2,855-80.5% | $4,764-88.3% |
| Participant deferral / active EE | $1,406 | $4,281-67.2% | $3,885-63.8% | $5,851-76.0% |
| Admin fee / account holder | $735 | $6,175-88.1% | $5,354-86.3% | $11,599-93.7% |