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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,946 | $90,606-94.5% | $79,466-93.8% | $135,379-96.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -8.40% | 977.69%-986.1pp | 718.28%-726.7pp | 519.79%-528.2pp |
| Employer contribution / active EE | $590 | $3,068-80.8% | $2,800-78.9% | $4,779-87.7% |
| Participant deferral / active EE | $1,239 | $4,050-69.4% | $3,704-66.5% | $5,609-77.9% |
| Admin fee / account holder | $324 | $5,895-94.5% | $5,104-93.6% | $10,828-97.0% |