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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,515 | $97,732-57.5% | $83,831-50.5% | $135,380-69.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.72% | 1287.56%-1296.3pp | 850.99%-859.7pp | 519.81%-528.5pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,730 | $4,683-41.7% | $4,082-33.1% | $5,609-51.3% |
| Admin fee / account holder | $8,865 | $6,675+32.8% | $5,479+61.8% | $10,828-18.1% |