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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,215 | $77,157-79.0% | $108,405-85.0% | $85,847-81.1% |
| Participation rate | 72.7% | 74.7%-1.9pp | 80.1%-7.4pp | 69.3%+3.4pp |
| Annual return | 24.01% | 44.55%-20.5pp | 905.55%-881.5pp | 318.61%-294.6pp |
| Employer contribution / active EE | $2,248 | $2,379-5.5% | $3,559-36.8% | $2,565-12.4% |
| Participant deferral / active EE | $3,338 | $5,567-40.0% | $6,563-49.1% | $3,952-15.5% |
| Admin fee / account holder | $497 | $5,174-90.4% | $7,297-93.2% | $6,261-92.1% |