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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,057 | $71,197+9.6% | $93,669-16.7% | $80,925-3.5% |
| Participation rate | 41.9% | 60.4%-18.5pp | 68.7%-26.8pp | 67.7%-25.7pp |
| Annual return | 10.46% | 11.27%-0.8pp | 133.59%-123.1pp | 35.65%-25.2pp |
| Employer contribution / active EE | $1,867 | $1,565+19.3% | $2,424-23.0% | $2,756-32.3% |
| Participant deferral / active EE | $4,800 | $4,036+18.9% | $4,416+8.7% | $4,299+11.7% |
| Admin fee / account holder | $4,049 | $6,959-41.8% | $8,291-51.2% | $6,940-41.7% |