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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,372 | $65,566-3.3% | $86,235-26.5% | $75,177-15.7% |
| Participation rate | 43.5% | 60.5%-16.9pp | 69.0%-25.4pp | 67.2%-23.7pp |
| Annual return | 15.61% | 46.07%-30.5pp | 1170.03%-1154.4pp | 160.75%-145.1pp |
| Employer contribution / active EE | $1,981 | $1,553+27.5% | $2,381-16.8% | $2,671-25.8% |
| Participant deferral / active EE | $5,228 | $3,023+72.9% | $3,987+31.1% | $4,126+26.7% |
| Admin fee / account holder | $1,879 | $5,470-65.7% | $6,856-72.6% | $5,651-66.8% |