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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,753 | $51,447-51.9% | $104,639-76.3% | $73,412-66.3% |
| Participation rate | 44.1% | 68.2%-24.1pp | 74.1%-30.0pp | 72.2%-28.1pp |
| Annual return | 59.36% | 25.06%+34.3pp | 340.67%-281.3pp | 59.30%+0.1pp |
| Employer contribution / active EE | $1,335 | $1,441-7.4% | $2,682-50.2% | $2,234-40.2% |
| Participant deferral / active EE | $3,684 | $3,058+20.5% | $3,738-1.5% | $3,806-3.2% |
| Admin fee / account holder | $11 | $122-91.3% | $6,465-99.8% | $158-93.3% |