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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,789 | $44,734-66.9% | $99,475-85.1% | $67,579-78.1% |
| Participation rate | 32.2% | 66.2%-34.0pp | 73.8%-41.7pp | 71.3%-39.1pp |
| Annual return | 96.00% | 32.45%+63.6pp | 30.72%+65.3pp | 378.56%-282.6pp |
| Employer contribution / active EE | $994 | $1,261-21.1% | $2,540-60.9% | $2,148-53.7% |
| Participant deferral / active EE | $2,376 | $2,731-13.0% | $3,619-34.3% | $3,539-32.9% |
| Admin fee / account holder | $11 | $120-90.8% | $6,252-99.8% | $142-92.3% |