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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,448 | $153,311-67.1% | $109,313-53.8% | $273,972-81.6% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 13.27% | 29.86%-16.6pp | 22.07%-8.8pp | 41.46%-28.2pp |
| Employer contribution / active EE | $13,531 | $5,619+140.8% | $3,892+247.7% | $4,869+177.9% |
| Participant deferral / active EE | $7,115 | $3,932+80.9% | $3,166+124.7% | $5,287+34.6% |
| Admin fee / account holder | $2,575 | $8,076-68.1% | $5,666-54.6% | $10,133-74.6% |