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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,823 | $138,114-77.0% | $125,391-74.6% | $134,545-76.3% |
| Participation rate | 91.3% | 84.5%+6.8pp | 82.4%+8.9pp | 81.2%+10.1pp |
| Annual return | -10.79% | 750.88%-761.7pp | 572.41%-583.2pp | 418.37%-429.2pp |
| Employer contribution / active EE | $916 | $5,246-82.5% | $4,816-81.0% | $4,742-80.7% |
| Participant deferral / active EE | $5,302 | $7,801-32.0% | $7,448-28.8% | $6,401-17.2% |
| Admin fee / account holder | $2,897 | $11,570-75.0% | $10,009-71.1% | $11,431-74.7% |