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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,022 | $105,200-68.6% | $159,474-79.3% | $85,847-61.5% |
| Participation rate | 78.6% | 75.8%+2.8pp | 82.8%-4.3pp | 69.3%+9.3pp |
| Annual return | 12.02% | 45.08%-33.1pp | 263.68%-251.7pp | 318.61%-306.6pp |
| Employer contribution / active EE | $740 | $3,319-77.7% | $4,831-84.7% | $2,565-71.2% |
| Participant deferral / active EE | $5,093 | $5,946-14.3% | $7,353-30.7% | $3,952+28.9% |
| Admin fee / account holder | $784 | $6,934-88.7% | $10,802-92.7% | $6,261-87.5% |