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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,935 | $157,296-89.2% | $141,191-88.0% | $152,897-88.9% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 67.32% | 64.34%+3.0pp | 71.41%-4.1pp | 345.43%-278.1pp |
| Employer contribution / active EE | $2,345 | $5,262-55.4% | $4,736-50.5% | $4,764-50.8% |
| Participant deferral / active EE | $2,408 | $7,111-66.1% | $6,710-64.1% | $5,851-58.8% |
| Admin fee / account holder | $1,991 | $12,125-83.6% | $10,264-80.6% | $11,599-82.8% |