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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,701 | $98,766+84.0% | $149,730+21.4% | $79,852+127.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.93% | 27.43%-16.5pp | 276.70%-265.8pp | 31.72%-20.8pp |
| Employer contribution / active EE | $5,149 | $3,217+60.1% | $4,645+10.8% | $2,471+108.4% |
| Participant deferral / active EE | $9,780 | $5,681+72.2% | $6,843+42.9% | $3,740+161.5% |
| Admin fee / account holder | $9,407 | $6,052+55.4% | $9,310+1.0% | $5,306+77.3% |