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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,923 | $49,280-69.7% | $67,313-77.8% | $64,173-76.7% |
| Participation rate | 39.3% | 60.8%-21.5pp | 69.1%-29.8pp | 69.6%-30.3pp |
| Annual return | -6.78% | -1.39%-5.4pp | -4.08%-2.7pp | 7.63%-14.4pp |
| Employer contribution / active EE | $391 | $1,668-76.6% | $2,566-84.8% | $2,381-83.6% |
| Participant deferral / active EE | $486 | $2,484-80.4% | $3,568-86.4% | $3,470-86.0% |
| Admin fee / account holder | $144 | $3,863-96.3% | $4,507-96.8% | $4,887-97.1% |