Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,069 | $52,580-71.3% | $71,671-79.0% | $70,126-78.5% |
| Participation rate | 37.0% | 60.9%-23.8pp | 68.7%-31.7pp | 69.5%-32.5pp |
| Annual return | 0.00% | 20.25%-20.3pp | 20.65%-20.6pp | 73.15%-73.1pp |
| Employer contribution / active EE | $461 | $1,616-71.5% | $2,460-81.3% | $2,343-80.3% |
| Participant deferral / active EE | $571 | $2,386-76.0% | $3,438-83.4% | $3,332-82.8% |
| Admin fee / account holder | $6,125 | $3,653+67.7% | $5,558+10.2% | $4,645+31.9% |