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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,333 | $175,231-86.1% | $149,696-83.7% | $139,466-82.6% |
| Participation rate | 64.7% | 83.4%-18.7pp | 78.8%-14.1pp | 80.3%-15.6pp |
| Annual return | 22.57% | 166.77%-144.2pp | 134.46%-111.9pp | 373.66%-351.1pp |
| Employer contribution / active EE | $1,211 | $5,478-77.9% | $4,821-74.9% | $4,754-74.5% |
| Participant deferral / active EE | $3,127 | $6,521-52.0% | $5,682-45.0% | $6,712-53.4% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |