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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,367 | $138,366+86.0% | $184,185+39.7% | $80,911+218.1% |
| Participation rate | 71.2% | 83.9%-12.6pp | 86.8%-15.6pp | 67.6%+3.6pp |
| Annual return | 17.53% | 20.02%-2.5pp | 28.81%-11.3pp | 35.63%-18.1pp |
| Employer contribution / active EE | $0 | $4,849-100.0% | $6,426-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $14,695 | $7,074+107.7% | $9,132+60.9% | $4,297+242.0% |
| Admin fee / account holder | $9,889 | $10,484-5.7% | $13,909-28.9% | $6,935+42.6% |