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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,610 | $209,425-70.6% | $178,499-65.5% | $158,966-61.2% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 20.23% | 188.80%-168.6pp | 151.10%-130.9pp | 302.95%-282.7pp |
| Employer contribution / active EE | $1,870 | $5,707-67.2% | $5,011-62.7% | $4,762-60.7% |
| Participant deferral / active EE | $8,838 | $5,955+48.4% | $5,202+69.9% | $5,983+47.7% |
| Admin fee / account holder | $565 | $17,078-96.7% | $13,986-96.0% | $11,250-95.0% |