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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,788 | $202,342-76.9% | $172,752-72.9% | $152,897-69.4% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 23.60% | 1029.83%-1006.2pp | 802.97%-779.4pp | 345.43%-321.8pp |
| Employer contribution / active EE | $2,193 | $5,858-62.6% | $5,144-57.4% | $4,764-54.0% |
| Participant deferral / active EE | $7,287 | $5,948+22.5% | $5,198+40.2% | $5,851+24.5% |
| Admin fee / account holder | $764 | $17,111-95.5% | $13,955-94.5% | $11,599-93.4% |