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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,759 | $90,614-14.2% | $76,089+2.2% | $145,877-46.7% |
| Participation rate | 84.2% | 74.5%+9.7pp | 69.1%+15.1pp | 80.3%+3.9pp |
| Annual return | 11.95% | 623.80%-611.9pp | 360.94%-349.0pp | 551.28%-539.3pp |
| Employer contribution / active EE | $9,537 | $3,324+186.9% | $2,690+254.6% | $4,663+104.5% |
| Participant deferral / active EE | $5,336 | $5,168+3.2% | $4,259+25.3% | $6,691-20.3% |
| Admin fee / account holder | $2,882 | $8,376-65.6% | $6,418-55.1% | $13,402-78.5% |