Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,270 | $25,014+77.0% | $69,460-36.3% | $80,911-45.3% |
| Participation rate | 48.4% | 64.2%-15.8pp | 66.4%-18.0pp | 67.6%-19.3pp |
| Annual return | 10.01% | 19.08%-9.1pp | 100.80%-90.8pp | 35.63%-25.6pp |
| Employer contribution / active EE | $0 | $991-100.0% | $1,714-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,711 | $1,839+47.4% | $2,890-6.2% | $4,297-36.9% |
| Admin fee / account holder | $3,494 | $2,491+40.3% | $4,695-25.6% | $6,935-49.6% |