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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,687 | $78,423-67.2% | $95,964-73.2% | $79,856-67.8% |
| Participation rate | 91.8% | 73.5%+18.3pp | 77.1%+14.8pp | 69.6%+22.2pp |
| Annual return | 23.59% | 19.37%+4.2pp | 91.64%-68.0pp | 31.71%-8.1pp |
| Employer contribution / active EE | $2,399 | $1,945+23.3% | $2,541-5.6% | $2,471-2.9% |
| Participant deferral / active EE | $6,776 | $3,440+97.0% | $4,167+62.6% | $3,741+81.2% |
| Admin fee / account holder | $1,085 | $5,622-80.7% | $6,797-84.0% | $5,306-79.6% |