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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,039 | $72,492-80.6% | $87,104-83.9% | $72,975-80.8% |
| Participation rate | 98.0% | 72.8%+25.2pp | 76.9%+21.1pp | 69.5%+28.5pp |
| Annual return | 71.38% | 24.46%+46.9pp | 28.19%+43.2pp | 81.01%-9.6pp |
| Employer contribution / active EE | $1,789 | $1,894-5.5% | $2,521-29.0% | $2,440-26.7% |
| Participant deferral / active EE | $5,050 | $3,270+54.5% | $4,048+24.8% | $3,608+40.0% |
| Admin fee / account holder | $573 | $5,055-88.7% | $7,491-92.4% | $5,124-88.8% |