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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,223 | $86,949-35.3% | $102,460-45.1% | $80,959-30.6% |
| Participation rate | 96.1% | 72.4%+23.7pp | 76.5%+19.6pp | 67.7%+28.4pp |
| Annual return | 15.02% | 18.89%-3.9pp | 29.47%-14.4pp | 35.67%-20.6pp |
| Employer contribution / active EE | $5,320 | $2,370+124.5% | $3,025+75.9% | $2,757+93.0% |
| Participant deferral / active EE | $8,571 | $4,121+108.0% | $5,056+69.5% | $4,300+99.3% |
| Admin fee / account holder | $5,952 | $8,048-26.0% | $9,460-37.1% | $6,925-14.1% |