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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,223 | $86,938-35.3% | $102,423-45.1% | $80,925-30.5% |
| Participation rate | 96.1% | 72.4%+23.7pp | 76.5%+19.6pp | 67.7%+28.4pp |
| Annual return | 15.02% | 18.89%-3.9pp | 29.42%-14.4pp | 35.65%-20.6pp |
| Employer contribution / active EE | $5,320 | $2,369+124.5% | $3,023+76.0% | $2,756+93.0% |
| Participant deferral / active EE | $8,571 | $4,120+108.0% | $5,054+69.6% | $4,299+99.4% |
| Admin fee / account holder | $5,952 | $8,053-26.1% | $9,455-37.0% | $6,940-14.2% |