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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,578 | $213,785+35.9% | $185,441+56.7% | $155,188+87.2% |
| Participation rate | 91.7% | 83.2%+8.4pp | 80.3%+11.4pp | 80.8%+10.9pp |
| Annual return | 15.00% | 19.97%-5.0pp | 20.16%-5.2pp | 148.84%-133.8pp |
| Employer contribution / active EE | $5,941 | $5,393+10.2% | $4,672+27.1% | $4,248+39.9% |
| Participant deferral / active EE | $11,892 | $6,864+73.3% | $6,152+93.3% | $6,531+82.1% |
| Admin fee / account holder | $2,467 | $21,134-88.3% | $17,890-86.2% | $14,480-83.0% |